Mortgages Made Brighter

Are you feeling in the dark in your mortgage journey? Let me shine a light for you.

Get in touch today!

About Illuminate Mortgages

Your mortgage approval starts here

At Illuminate Mortgages, we’re all about helping our customers to shine a light in the dark when it comes to applying for and understanding mortgages. Our philosophy is that everyone should have access to financial services that are easy, stress-free, and transparent.

Illuminate Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345

Happy Homeowners

Start your home buying journey with the one you can trust.

Kate did a fantastic job for us as first-time buyers, putting our minds at ease and explaining all the information that we had little idea about to start with. After our first chat with Kate, she gave us the confidence we needed to really make a start at considering a mortgage and getting everything in order to begin making offers. We would highly recommend Kate if you’re looking for a mortgage adviser as she went out of her way on multiple occasions to help us, even answering our questions over a weekend. If you are looking for a friendly, approachable, and highly professional service then go straight to Kate! Thank you so much for all your help and all the best from me and Lance!



A Simple, Straight-forward Process

Taking your first steps into the world of mortgages as a first time buyer can be scary. Having a guide through the process helps ensure it runs smoothly, and you avoid common first time buyer mistakes.

Let us take away some of that fear and show you how easy and straight-forward the process can truly be.

No-stress Home Move

Paperwork and tying up loose ends can delay or even prevent a home move. Our experienced experts can help guide you through the transition to your new home as stress-free as possible.

Get started now on your financial goals.

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Shining A Light On Remortgaging

Remortgaging is a big decision, but it doesn’t have to be overwhelming.

With the right knowledge and guidance, our team can help you make an informed decision backed by a confident approach. Regardless of your reasons for remortgaging, you can find the help you need to ensure the process runs smoothly

Experts With Your Best Interests

THE ILLUMINATE TEAM IS DEDICATED TO PROVIDING A THOROUGH, HIGHLY PERSONABLE APPROACH TO YOUR MORTGAGE NEEDS. Whether your needs are simple, or complex, we have the experts on hand to make sure your process is stress-free and completed in a timely manner.

Our Services

Take a look at some of the services Illuminate mortgages has to offer...

First Time Buyer

Buying your first home doesn’t need to be a stressful process. Let us shine a light on the easy route.


Quickly understand the mortgage options you have available and make sure your future is bright.


Find the right information, and remove the stress from the remortgaging process with Illuminate.

Home Mover

Don’t let paperwork, loose ends or lack of information keep you from moving into your dream home

New Build

follow your guide on the potential rewards and advantages of investing in a new build.

Shared Ownership

learn more about shared ownership and make an informed choice about your investments.


Some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

Flip the switch. Start finding the best mortgage for you

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Flip the switch. Start finding the best mortgage for you


Flip the switch. Start finding the best mortgage for you


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